| More than 50% of all Arkansas residents who | | | | overweight people pay more for health |
| have health insurance report that the | | | | insurance. Losing even a little weight can |
| premiums for their insurance pose a financial | | | | often drop you into a lower BMI rating and |
| burden each month, and a full 17% of all | | | | that can save you hundreds of dollars per |
| Arkansas residents are without any form of | | | | year on your health insurance premiums. |
| health insurance at all. | | | | Losing even a little weight can help. |
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| Almost every day another business announces | | | | Don't participate in extreme sports or drive |
| that it will no longer offer health insurance | | | | a fancy and fast sports car. Having a career |
| coverage or that it is requiring its | | | | than is considered dangerous will also |
| employees to pay a huge portion of the | | | | increase your monthly health insurance |
| monthly premiums themselves. | | | | premium. |
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| Clearly anyone who is not covered by a group | | | | If you can afford it, see if you can increase |
| health plan needs to get cheap health | | | | your copay. This is the cash you pay each |
| insurance online here in Arkansas - but | | | | time you visit the doctor's office or receive |
| before you just blindly start checking out | | | | any medical treatment. If you increase your |
| health insurance websites it may pay you to | | | | copay from 25% to 50% you can greatly reduce |
| take a moment and see what you can do to help | | | | your monthly health insurance premium. This |
| lower the cost of your health insurance even | | | | is an especially good tactic for people who |
| further. | | | | do not see their doctor on a regular basis. |
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| First of all, if you are a resident of | | | | We've saved the biggie for last. Your |
| Arkansas and you have been denied health | | | | deductible. The higher your deductible - in |
| insurance because of a pre-existing condition | | | | other words, the more you are willing to pay |
| or if you have been quoted an outrageous | | | | each year for your own medical treatment |
| price for health insurance because of a | | | | before you involve your insurance company - |
| pre-existing condition, then you may qualify | | | | the lower your monthly health insurance |
| for a state-sponsored program known a CHIP - | | | | premium will be. |
| the Comprehensive Health Insurance Pool. | | | | |
| | | | Some people purchase health insurance |
| Becoming part of this program has nothing to | | | | policies with a super-high deductible of |
| do with your income level, so if you believe | | | | $2,000 or even $3,000. These inexpensive |
| you have been turned down for health | | | | policies do not pay for routine medical |
| insurance because of a pre-existing | | | | treatments or doctor's office visits, but are |
| condition, or if you can't find affordable | | | | designed to protect a person's assets and |
| health insurance because of such a condition, | | | | home in case of a catastrophic accident or |
| it would pay you to take a few minutes and | | | | illness with medical bills in the tens or |
| check out their website: | | | | even hundreds of thousand of dollars. |
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| If you don't qualify for Arkansas' CHIP | | | | All right. Now you've got a good idea of what |
| program there are still several things you | | | | your options are when it comes to lowering |
| can do to help drive down the cost of your | | | | your monthly health insurance bill, so get |
| health insurance. | | | | online and start comparing policies and |
| | | | prices among the different insurance |
| Let's start with tobacco. If you smoke or use | | | | companies writing health policies in |
| any tobacco products you are intentionally | | | | Arkansas. |
| shortening your life and creating additional | | | | |
| health problems for yourself, so you can | | | | Remember that no website compares all the |
| expect to pay more for your health insurance. | | | | different health insurance companies in the |
| The answer: stop smoking and stop using any | | | | state, so if you are truly serious about |
| other tobacco products. | | | | getting cheap health insurance online in |
| | | | Arkansas then you will need to spend the |
| Being overweight is a serious problem and one | | | | extra time and make the comparisons on at |
| of the most difficult for many people to | | | | least 3 different websites. |
| solve. Part of your health insurance premium | | | | |
| will be based on your Body Mass Index, or | | | | Good luck - and good health! |
| BMI, which is a fancy way of saying that | | | | |