Prevent fraud and avoid being scammed


Darwins Take Life Insurance Fraud to New Level

In the style of a Hollywood epic the tale ofthat they rented out, but they were still
Mr and Mrs John Darwin had the nation on theliving well beyond their means. Mr. Darwin
edge of their seats as it slowly began toallegedly hatched a plan to disappear and for
unfold. Ingredients including greed, fraud,his wife to claim the life insurance with
and terrible deceit that divided a family andwhich to pay off their debt and eventually
shook the town of Seaton Carew nearmove abroad, although Mrs Darwin disputes
Hartlepool have made this an absolutelysome  of  her  husband's  claims.
intriguing  story.
Mrs. Darwin received £25,000 in life
It first came to the nation's attention oninsurance from Unat Direct Insurance
Saturday 1st December 2007 when 57-year-oldManagement once her husband was officially
John Darwin walked into a West London policedeclared dead in 2002. Although the policy
station stating his belief that he was awas actually due to pay out £50,000 she
missing person, and that he had no memory ofwas given half that amount because a body was
the previous seven years. His sons werenever found. In addition the Darwins'
understandably delighted to see him as they£130,000 mortgage was paid off by Norwich
believed he had died in a tragic canoeUnion.
accident  seven  years  previously.
In early 2007 Mrs. Darwin sold her UK
When he was reported missing in 2000 a threeproperties and moved abroad after
day air and sea hunt was launched thattransferring the proceeds from the sales to
ultimately cost £70,000, but all that wasoffshore bank accounts. It was only after
found was his smashed up canoe and no traceJohn Darwin miraculously turned up in the UK
of Mr. Darwin. At an inquest 13 months later,that the police tracked down his wife in
and despite never finding a body he wasPanama.
officially  declared  dead.
Since then there have been more twists and
However, since the story of histurns in this story as tales of the Darwins'
'reappearance' broke it has transpired thatlife together unfolds. This tale will
shortly after going 'missing' he actuallyundoubtedly end up as a blockbuster film and
returned to the home he shared with hisperhaps answer many of the questions yet
55-year-old wife Anne, living in a room inunanswered, including why Mr. Darwin decided
the house next door that the family alsoto return to Britain just as the couple
owned. When any family or guests visited theseemed to have succeeded with their audacious
family home Darwin simply sneaked through aplan.
concealed hole in the wall between the two
properties  into  his  secret  hideaway.Ultimately the couple who are both in custody
will be pursued by the insurance and mortgage
What was not known to anyone but themselvescompanies seeking repayment of the funds they
at the time of the "accident" was the factpaid to Mrs. Darwin, and as fresh allegations
that the couple were in tens of thousands ofand charges emerge almost daily they face a
pounds of debt. They owned several propertiesvery bleak future.



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